/* ============ Tokens ============ */
:root {
  --navy: #17336b;
  --navy-2: #0f2452;
  --navy-3: #0a1a3d;
  --blue: #4fa0ca;
  --blue-2: #3789b6;
  --sky: #e9f3f9;
  --ink: #182238;
  --muted: #56617a;
  --line: #e2e8f0;
  --bg: #ffffff;
  --soft: #f5f8fb;
  --vida: #ec4f9d;
  --salud: #fea621;
  --hogar: #4fa0ca;
  --autos: #84c318;
  --empresa: #8a94a3;
  --wa: #1fa855;
  --radius: 22px;
  --shadow: 0 18px 40px -20px rgba(23, 51, 107, .35);
  --serif: 'Source Serif 4', Georgia, 'Times New Roman', serif;
  --sans: 'Manrope', system-ui, -apple-system, 'Segoe UI', sans-serif;
  --stripes: repeating-linear-gradient(135deg, rgba(23, 51, 107, .05) 0 9px, transparent 9px 18px);
  --ease: cubic-bezier(.2, .7, .2, 1);
}

/* ============ Base ============ */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--sans); color: var(--ink); background: var(--bg); line-height: 1.6; font-size: 17px; overflow-x: hidden; }
img, svg { max-width: 100%; display: block; }
/* <source> de <picture> no debe ocupar espacio en cuadrículas ni flex */
source { display: none; }
a { color: inherit; }
h1, h2, h3, h4 { font-family: var(--serif); color: var(--navy); line-height: 1.12; margin: 0; letter-spacing: -.01em; }
h2 { font-size: clamp(1.9rem, 4vw, 3rem); font-weight: 600; }
h3 { font-size: 1.35rem; font-weight: 600; }
p { margin: 0 0 1em; }
svg { fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
:focus-visible { outline: 3px solid var(--blue); outline-offset: 3px; border-radius: 6px; }
.container { width: min(1180px, 100% - 40px); margin-inline: auto; }
.section { padding: clamp(72px, 10vw, 128px) 0; position: relative; }
.section--soft { background: var(--soft); }
.section__head { max-width: 720px; margin: 0 0 clamp(36px, 5vw, 60px); }
.section__lead { color: var(--muted); font-size: 1.1rem; margin-top: 14px; }
.eyebrow { font-size: .8rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--blue-2); margin-bottom: 14px; display: flex; align-items: center; gap: 10px; }
.eyebrow::before { content: ""; width: 26px; height: 2px; background: currentColor; border-radius: 2px; }

/* Barra de progreso de lectura */
.progress { position: fixed; inset: 0 0 auto 0; height: 3px; z-index: 100; pointer-events: none; }
.progress span { display: block; height: 100%; background: linear-gradient(90deg, var(--navy), var(--blue)); transform: scaleX(0); transform-origin: left; }

/* ============ Botones ============ */
.btn { --bg-btn: var(--navy); display: inline-flex; align-items: center; justify-content: center; gap: 10px; background: var(--bg-btn); color: #fff; border: 2px solid var(--bg-btn); border-radius: 999px; padding: 12px 24px; font: 700 .95rem var(--sans); text-decoration: none; cursor: pointer; transition: transform .3s var(--ease), background .3s, box-shadow .3s, color .3s; position: relative; overflow: hidden; }
.btn svg { width: 18px; height: 18px; transition: transform .3s var(--ease); }
.btn:hover { transform: translateY(-2px); background: var(--blue-2); border-color: var(--blue-2); box-shadow: 0 14px 26px -12px rgba(23, 51, 107, .6); }
.btn:hover svg { transform: translateX(4px); }
.btn--sm { padding: 9px 18px; font-size: .88rem; }
.btn--lg { padding: 16px 30px; font-size: 1rem; }
.btn--block { width: 100%; }
.btn--ghost { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn--ghost:hover { color: #fff; }
.btn--wa { --bg-btn: var(--wa); }
.btn--wa:hover { background: #178f47; border-color: #178f47; }
.ico-wa { fill: currentColor; stroke: none; }
.btn[disabled] { opacity: .6; cursor: progress; transform: none; }

/* ============ Header ============ */
.header { position: fixed; inset: 0 0 auto 0; z-index: 90; transition: transform .4s var(--ease), background .3s, box-shadow .3s; }
.header.is-scrolled { background: rgba(255, 255, 255, .86); backdrop-filter: blur(14px) saturate(1.4); -webkit-backdrop-filter: blur(14px) saturate(1.4); box-shadow: 0 1px 0 var(--line); }
.header.is-hidden { transform: translateY(-100%); }
.header__in { display: flex; align-items: center; justify-content: space-between; height: 76px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.brand img { width: 58px; height: auto; }
.brand__txt { display: flex; flex-direction: column; line-height: 1.15; }
.brand__txt b { font: 600 1.15rem var(--serif); color: var(--navy); }
.brand__txt small { font-size: .62rem; letter-spacing: .04em; color: var(--muted); text-transform: uppercase; }
.nav { display: flex; align-items: center; gap: 28px; }
.nav a:not(.btn) { text-decoration: none; font-weight: 600; font-size: .93rem; color: var(--ink); position: relative; padding: 4px 0; }
.nav a:not(.btn)::after { content: ""; position: absolute; left: 0; right: 0; bottom: -2px; height: 2px; background: var(--blue); transform: scaleX(0); transform-origin: left; transition: transform .35s var(--ease); }
.nav a:not(.btn):hover::after { transform: scaleX(1); }
.burger { display: none; width: 44px; height: 44px; border: 0; background: transparent; cursor: pointer; position: relative; }
.burger span { position: absolute; left: 10px; right: 10px; height: 2px; background: var(--navy); border-radius: 2px; transition: transform .3s var(--ease), top .3s; }
.burger span:first-child { top: 17px; } .burger span:last-child { top: 25px; }
.burger[aria-expanded="true"] span:first-child { top: 21px; transform: rotate(45deg); }
.burger[aria-expanded="true"] span:last-child { top: 21px; transform: rotate(-45deg); }

/* ============ Hero ============ */
.hero { position: relative; min-height: 100svh; display: flex; align-items: center; padding: 120px 0 80px; overflow: hidden; }
.hero__bg { position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, #fff 0%, var(--sky) 100%); }
.hero__stripes { position: absolute; inset: -20% -10%; background: var(--stripes); -webkit-mask-image: radial-gradient(70% 70% at 70% 40%, #000 20%, transparent 75%); mask-image: radial-gradient(70% 70% at 70% 40%, #000 20%, transparent 75%); }
.blob { position: absolute; border-radius: 50%; }
.blob--a { width: 620px; height: 620px; background: radial-gradient(closest-side, rgba(150, 200, 228, .55), transparent); top: -220px; right: -180px; }
.blob--b { width: 520px; height: 520px; background: radial-gradient(closest-side, rgba(190, 210, 244, .6), transparent); bottom: -220px; left: -180px; }
.hero__grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 40px; align-items: center; }
.hero__title { font-size: clamp(2.7rem, 6.4vw, 5rem); font-weight: 600; margin-bottom: 24px; }
.hero__title em { font-style: italic; color: var(--blue-2); position: relative; white-space: nowrap; }
.hero__title em::after { content: ""; position: absolute; left: 0; right: 0; bottom: .02em; height: .09em; background: var(--blue); border-radius: 4px; opacity: .35; transform-origin: left; animation: underline 1.2s .9s var(--ease) both; }
@keyframes underline { from { transform: scaleX(0); } }
.hero__lead { font-size: clamp(1.05rem, 1.6vw, 1.22rem); color: var(--muted); max-width: 560px; margin-bottom: 32px; }
.hero__cta { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 30px; }
.hero__trust { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 10px 26px; font-size: .92rem; font-weight: 600; color: var(--navy); }
.hero__trust li { display: flex; align-items: center; gap: 8px; }
.hero__trust svg { width: 18px; height: 18px; color: var(--blue-2); stroke-width: 2.6; }
.w { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .12em; margin-bottom: -.12em; }
.w > span { display: inline-block; }

/* Órbita */
.hero__visual { display: grid; place-items: center; }
.orbit { --size: min(470px, 86vw); position: relative; width: var(--size); height: var(--size); }
.orbit__ring { position: absolute; inset: 0; border-radius: 50%; border: 1.5px dashed rgba(23, 51, 107, .22); }
.orbit__ring--in { inset: 17%; border-style: solid; border-color: rgba(79, 160, 202, .35); }
.orbit__spin { position: absolute; inset: 0; animation: spin 60s linear infinite; z-index: 2; }
.spark { z-index: 0; }
.chip { position: absolute; left: 50%; top: 50%; transform: translate(-50%, -50%) rotate(var(--a)) translateY(calc(var(--size) / -2)) rotate(calc(var(--a) * -1)); }
.chip__in { display: flex; align-items: center; gap: 8px; background: #fff; color: var(--navy); font-weight: 700; font-size: .92rem; padding: 9px 16px 9px 10px; border-radius: 999px; box-shadow: var(--shadow); animation: spin 60s linear infinite reverse; white-space: nowrap; border: 1px solid var(--line); }
.chip__in svg { width: 30px; height: 30px; padding: 6px; border-radius: 50%; background: var(--c); color: #fff; stroke-width: 2; }
.orbit__core { position: absolute; inset: 26%; border-radius: 50%; background: #fff; display: grid; place-items: center; box-shadow: 0 30px 60px -20px rgba(23, 51, 107, .45), inset 0 0 0 10px var(--sky); will-change: transform; }
/* <picture> no debe crear una caja propia: así la imagen se centra dentro del círculo */
.orbit__core picture { display: contents; }
.orbit__core img { width: 62%; height: auto; }
.orbit__core::before { content: ""; position: absolute; inset: -14px; border-radius: 50%; border: 2px solid var(--blue); opacity: 0; animation: pulse 3.4s var(--ease) infinite; }
.spark { position: absolute; width: 10px; height: 10px; border-radius: 50%; background: var(--blue); animation: float 5s ease-in-out infinite; }
.spark--1 { top: 8%; left: 14%; } .spark--2 { bottom: 12%; right: 10%; width: 14px; height: 14px; background: var(--navy); animation-delay: -2s; } .spark--3 { top: 46%; right: -2%; width: 8px; height: 8px; animation-delay: -3.5s; }
@keyframes spin { to { transform: rotate(360deg); } }
@keyframes pulse { 0% { transform: scale(.94); opacity: .6; } 100% { transform: scale(1.18); opacity: 0; } }
@keyframes float { 50% { transform: translateY(-14px); } }
.scroll-hint { position: absolute; bottom: 22px; left: 50%; width: 26px; height: 42px; margin-left: -13px; border: 2px solid rgba(23, 51, 107, .35); border-radius: 20px; }
.scroll-hint span { position: absolute; left: 50%; top: 8px; width: 4px; height: 8px; margin-left: -2px; background: var(--navy); border-radius: 4px; animation: wheel 1.8s infinite; }
@keyframes wheel { 0% { opacity: 1; transform: translateY(0); } 100% { opacity: 0; transform: translateY(14px); } }

/* Estado inicial de la intro del hero (solo si hay JS y GSAP) */
.js.gsap-on [data-hero] { opacity: 0; }
.js.gsap-on .hero__visual { opacity: 0; }

/* ============ Franja de seguros ============ */
.ribbon { position: relative; overflow: hidden; background: #fff; border-block: 1px solid var(--line); padding: 26px 0; }
.ribbon::before, .ribbon::after { content: ""; position: absolute; top: 0; bottom: 0; width: clamp(40px, 12vw, 200px); z-index: 2; pointer-events: none; }
.ribbon::before { left: 0; background: linear-gradient(90deg, #fff, rgba(255, 255, 255, 0)); }
.ribbon::after { right: 0; background: linear-gradient(270deg, #fff, rgba(255, 255, 255, 0)); }
.ribbon__track { display: flex; align-items: center; width: max-content; will-change: transform; }
.rs { flex: none; display: inline-flex; align-items: center; gap: 12px; padding: 0 clamp(26px, 4vw, 52px); position: relative; font: 500 clamp(1.15rem, 2vw, 1.5rem) var(--serif); color: rgba(23, 51, 107, .42); white-space: nowrap; transition: color .5s var(--ease); }
.rs::after { content: ""; position: absolute; right: 0; top: 50%; width: 1px; height: 22px; margin-top: -11px; background: var(--line); }
.rs svg { width: 22px; height: 22px; stroke-width: 1.6; transition: color .5s var(--ease), transform .6s var(--ease); }
.rs span { position: relative; padding-bottom: 3px; }
.rs span::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px; border-radius: 2px; background: var(--c, var(--blue)); transform: scaleX(0); transform-origin: left; transition: transform .6s var(--ease); }
.rs.on { color: var(--navy); }
.rs.on svg { color: var(--c, var(--blue)); transform: scale(1.18); }
.rs.on span::after { transform: scaleX(1); }

/* ============ Servicios ============ */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.card { --c: var(--blue); position: relative; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 28px 26px; display: flex; flex-direction: column; box-shadow: 0 1px 0 rgba(23, 51, 107, .04); transition: box-shadow .4s var(--ease), border-color .3s; overflow: hidden; }
.card::before { content: ""; position: absolute; left: 0; top: 0; right: 0; height: 5px; background: var(--c); }
.card::after { content: ""; position: absolute; inset: 0; background: radial-gradient(360px circle at var(--mx, 50%) var(--my, 0%), color-mix(in srgb, var(--c) 14%, transparent), transparent 60%); opacity: 0; transition: opacity .3s; pointer-events: none; }
.card:hover { box-shadow: var(--shadow); border-color: color-mix(in srgb, var(--c) 40%, var(--line)); }
.card:hover::after { opacity: 1; }
.card__icon { width: 58px; height: 58px; border-radius: 18px; background: color-mix(in srgb, var(--c) 16%, #fff); color: color-mix(in srgb, var(--c) 82%, #000); display: grid; place-items: center; margin-bottom: 20px; transition: transform .5s var(--ease), background .3s, color .3s; }
.card__icon svg { width: 30px; height: 30px; }
.card:hover .card__icon { transform: rotate(-8deg) scale(1.08); background: var(--c); color: #fff; }
.card h3 { margin-bottom: 8px; }
.card > p { color: var(--muted); font-size: .98rem; }
.card ul { list-style: none; padding: 0; margin: 0 0 6px; display: grid; gap: 9px; font-size: .94rem; max-height: 0; overflow: hidden; opacity: 0; transition: max-height .55s var(--ease), opacity .4s, margin .4s; }
.card.is-open ul { max-height: 420px; opacity: 1; margin: 6px 0 12px; }
.card li { position: relative; padding-left: 24px; }
.card li::before { content: ""; position: absolute; left: 2px; top: .5em; width: 10px; height: 6px; border-left: 2.5px solid var(--c); border-bottom: 2.5px solid var(--c); transform: rotate(-45deg); }
.card__more { align-self: flex-start; background: none; border: 0; padding: 4px 0; margin-top: auto; font: 700 .9rem var(--sans); color: var(--navy); cursor: pointer; display: inline-flex; align-items: center; gap: 8px; }
.card__more::after { content: "+"; display: inline-grid; place-items: center; width: 22px; height: 22px; border-radius: 50%; background: var(--sky); color: var(--navy); transition: transform .3s var(--ease); }
.card.is-open .card__more::after { transform: rotate(45deg); }
.card__cta { margin-top: 14px; padding-top: 16px; border-top: 1px solid var(--line); display: flex; align-items: center; justify-content: space-between; text-decoration: none; font-weight: 800; color: var(--navy); }
.card__cta svg { width: 20px; height: 20px; transition: transform .3s var(--ease); }
.card__cta:hover svg { transform: translateX(6px); }
.card--help { background: var(--navy); color: #fff; border: 0; justify-content: center; background-image: var(--stripes), linear-gradient(160deg, var(--navy), var(--navy-3)); }
.card--help::before, .card--help::after { display: none; }
.card--help h3 { color: #fff; font-size: 1.6rem; margin-bottom: 14px; }
.card--help p { color: #cfdcf0; margin-bottom: 22px; }
.card--help .btn { --bg-btn: #fff; color: var(--navy); align-self: flex-start; }
.card--help .btn:hover { background: var(--blue); border-color: var(--blue); color: #fff; }

/* Reveal al hacer scroll */
.js [data-reveal] { opacity: 0; transform: translateY(34px); transition: opacity .9s var(--ease) var(--d, 0s), transform .9s var(--ease) var(--d, 0s); }
.js [data-reveal="left"] { transform: translateX(-46px); }
.js [data-reveal="right"] { transform: translateX(46px); }
.js [data-reveal].in { opacity: 1; transform: none; }
.js [data-reveal].settled { transition: transform .25s ease-out, box-shadow .4s var(--ease), border-color .3s; }
.js .cards [data-reveal]:nth-child(3n+2) { --d: .1s; } .js .cards [data-reveal]:nth-child(3n) { --d: .2s; }

/* ============ Sobre mí ============ */
.about__grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(36px, 6vw, 90px); align-items: center; }
.about__media { position: relative; padding: 0 0 26px 26px; max-width: 440px; }
.portrait { position: relative; aspect-ratio: 1; max-width: 400px; border-radius: 26px 26px 26px 120px; overflow: hidden; background: var(--stripes), linear-gradient(160deg, #dcebf5, #fff); box-shadow: var(--shadow); border: 1px solid var(--line); }
.portrait__ph { position: absolute; inset: 0; display: grid; place-content: center; justify-items: center; gap: 16px; color: var(--muted); font-size: .9rem; text-align: center; padding: 20px; }
.portrait__ph img { width: 44%; opacity: .9; }
.portrait__img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.about__media::before { content: ""; position: absolute; left: 0; bottom: 0; width: 70%; height: 70%; border-radius: 26px 26px 26px 120px; background: var(--blue); opacity: .22; z-index: -1; }
.about__badge { position: absolute; right: -14px; bottom: 0; background: var(--navy); color: #fff; border-radius: 22px; padding: 16px 22px; display: flex; align-items: center; gap: 12px; box-shadow: var(--shadow); max-width: 240px; animation: float 6s ease-in-out infinite; }
.about__badge b { font: 600 2.2rem var(--serif); color: #fff; }
.about__badge span { font-size: .82rem; line-height: 1.3; color: #cfdcf0; }
.about__copy h2 { margin-bottom: 22px; }
.about__copy p { color: #3a465c; }
.stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 30px 0 24px; }
.stats > div { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 18px; }
.stats b { display: block; font: 600 2.2rem var(--serif); color: var(--navy); line-height: 1; margin-bottom: 8px; }
.stats span span { font: inherit; }
.stats > div > span { font-size: .85rem; color: var(--muted); line-height: 1.3; display: block; }
.creds { display: flex; flex-wrap: wrap; gap: 10px; }
.creds span { background: var(--sky); color: var(--navy); font-weight: 700; font-size: .84rem; padding: 8px 16px; border-radius: 999px; }

/* ============ Proceso ============ */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; position: relative; counter-reset: s; }
.steps__line { position: absolute; left: 6%; right: 6%; top: 27px; height: 3px; background: var(--line); border-radius: 3px; }
.steps__line span { display: block; height: 100%; width: 100%; background: linear-gradient(90deg, var(--navy), var(--blue)); border-radius: 3px; transform: scaleX(0); transform-origin: left; }
.steps li { position: relative; }
.steps__n { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: #fff; border: 3px solid var(--blue); color: var(--navy); font: 700 1.3rem var(--serif); margin-bottom: 20px; position: relative; z-index: 1; transition: background .4s, color .4s, transform .4s var(--ease); }
.steps li:hover .steps__n { background: var(--navy); border-color: var(--navy); color: #fff; transform: scale(1.1); }
.steps h3 { margin-bottom: 8px; font-size: 1.2rem; }
.steps p { color: var(--muted); font-size: .96rem; }

/* ============ Cotizar ============ */
.quote { background: linear-gradient(180deg, var(--sky), #fff); overflow: hidden; }
.quote::before { content: ""; position: absolute; inset: 0; background: var(--stripes); -webkit-mask-image: linear-gradient(90deg, transparent, #000 60%); mask-image: linear-gradient(90deg, transparent, #000 60%); }
.quote__grid { position: relative; display: grid; grid-template-columns: .95fr 1.05fr; gap: clamp(30px, 6vw, 80px); align-items: start; }
.quote__copy h2 { margin-bottom: 8px; }
.quote__points { list-style: none; margin: 28px 0; padding: 0; display: grid; gap: 16px; }
.quote__points li { display: flex; gap: 14px; align-items: flex-start; }
.quote__points svg { flex: none; width: 30px; height: 30px; padding: 6px; border-radius: 50%; background: var(--navy); color: #fff; stroke-width: 2.8; }
.quote__wa { font-weight: 800; color: var(--navy); text-decoration: none; border-bottom: 2px solid var(--blue); padding-bottom: 2px; }
.quote__wa:hover { color: var(--blue-2); }

.formcard { background: #fff; border-radius: 28px; padding: clamp(22px, 4vw, 40px); box-shadow: 0 30px 70px -30px rgba(23, 51, 107, .5); border: 1px solid var(--line); position: relative; }
.formcard__top { display: flex; align-items: center; justify-content: space-between; margin-bottom: 22px; font-size: .82rem; font-weight: 700; color: var(--muted); }
.dots { list-style: none; display: flex; gap: 8px; margin: 0; padding: 0; }
.dots li { width: 46px; height: 6px; border-radius: 6px; background: var(--line); transition: background .4s; }
.dots li.on { background: linear-gradient(90deg, var(--navy), var(--blue)); }
.form { display: grid; gap: 18px; animation: in .5s var(--ease) both; }
.form[hidden], .done[hidden] { display: none; }
@keyframes in { from { opacity: 0; transform: translateY(16px); } }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field { display: grid; gap: 6px; align-content: start; }
label, legend { font-weight: 700; font-size: .88rem; color: var(--navy); padding: 0; }
label em, legend em { font-weight: 500; font-style: normal; color: var(--muted); }
input:not([type="radio"]):not([type="checkbox"]), select { width: 100%; font: 500 1rem var(--sans); color: var(--ink); background: var(--soft); border: 1.5px solid transparent; border-radius: 14px; padding: 14px 16px; transition: border-color .25s, background .25s, box-shadow .25s; appearance: none; -webkit-appearance: none; }
select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='9' fill='none' stroke='%2317336b' stroke-width='2' stroke-linecap='round'%3E%3Cpath d='M1 1l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; padding-right: 40px; }
input:focus, select:focus { outline: none; background: #fff; border-color: var(--blue); box-shadow: 0 0 0 4px rgba(79, 160, 202, .18); }
input.bad, select.bad { border-color: #d64545; background: #fff7f7; }
fieldset { border: 0; margin: 0; padding: 0; min-width: 0; }
.pills { display: flex; flex-wrap: wrap; gap: 8px; }
.pills legend { width: 100%; margin-bottom: 10px; float: left; }
.pills legend + * { clear: both; }
.pills label { cursor: pointer; }
.pills input { position: absolute; opacity: 0; pointer-events: none; }
.pills span { display: inline-block; padding: 10px 18px; border-radius: 999px; background: var(--soft); border: 1.5px solid var(--line); font-weight: 700; font-size: .92rem; color: var(--ink); transition: all .25s var(--ease); }
.pills label:hover span { border-color: var(--blue); transform: translateY(-2px); }
.pills input:checked + span { background: var(--navy); border-color: var(--navy); color: #fff; box-shadow: 0 10px 18px -10px rgba(23, 51, 107, .7); }
.pills input:focus-visible + span { outline: 3px solid var(--blue); outline-offset: 2px; }
.pills--sm span { padding: 7px 14px; font-size: .84rem; }
.consent { display: flex; gap: 12px; align-items: flex-start; font-weight: 500; font-size: .82rem; color: var(--muted); cursor: pointer; line-height: 1.45; }
.consent input { flex: none; width: 20px; height: 20px; margin: 1px 0 0; accent-color: var(--navy); }
.consent a { color: var(--navy); font-weight: 700; }
.err { color: #c23030; font-size: .8rem; font-weight: 600; min-height: 0; display: block; }
.err:empty { display: none; }
.form__error { background: #fdeeee; color: #a02828; border-radius: 12px; padding: 12px 16px; font-size: .9rem; font-weight: 600; margin: 0; }
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.step2__head h3 { margin-bottom: 6px; }
.step2__head p { color: var(--muted); font-size: .95rem; margin: 0; }
.linkbtn { background: none; border: 0; color: var(--muted); font: 600 .9rem var(--sans); cursor: pointer; text-decoration: underline; justify-self: center; padding: 4px; }
.linkbtn:hover { color: var(--navy); }
.done { text-align: center; padding: 20px 0 6px; animation: in .6s var(--ease) both; }
.done h3 { margin: 14px 0 10px; font-size: 1.8rem; }
.done p { color: var(--muted); max-width: 420px; margin: 0 auto 24px; }
.done__check { width: 84px; margin: 0 auto; color: var(--wa); }
.done__check circle { stroke-dasharray: 152; stroke-dashoffset: 152; animation: draw .8s .1s var(--ease) forwards; stroke-width: 2.5; }
.done__check path { stroke-dasharray: 40; stroke-dashoffset: 40; animation: draw .5s .7s var(--ease) forwards; stroke-width: 3.5; }
@keyframes draw { to { stroke-dashoffset: 0; } }

/* ============ FAQ ============ */
.faq { max-width: 860px; }
.faq__list { display: grid; gap: 12px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 0 24px; transition: box-shadow .3s, border-color .3s; }
.faq details[open] { box-shadow: var(--shadow); border-color: color-mix(in srgb, var(--blue) 50%, var(--line)); }
.faq summary { list-style: none; cursor: pointer; padding: 20px 0; font: 600 1.08rem var(--serif); color: var(--navy); display: flex; justify-content: space-between; gap: 18px; align-items: center; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; flex: none; width: 30px; height: 30px; display: grid; place-items: center; border-radius: 50%; background: var(--sky); font: 400 1.4rem var(--sans); transition: transform .3s var(--ease), background .3s; }
.faq details[open] summary::after { transform: rotate(45deg); background: var(--blue); color: #fff; }
.faq details p { color: var(--muted); padding-bottom: 20px; margin: 0; animation: in .4s var(--ease) both; }

/* ============ Footer ============ */
.footer { background: var(--navy-3); color: #b9c7e0; padding: 70px 0 30px; background-image: repeating-linear-gradient(135deg, rgba(255, 255, 255, .03) 0 9px, transparent 9px 18px); }
.footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255, 255, 255, .12); }
.footer img { width: 260px; height: auto; }
.footer__slogan { font: italic 500 1.1rem var(--serif); margin: 18px 0 0; color: #e3ecf9; }
.footer h4 { color: #fff; font: 700 .8rem var(--sans); letter-spacing: .16em; text-transform: uppercase; margin-bottom: 16px; }
.footer a, .footer span { display: block; text-decoration: none; margin-bottom: 10px; font-size: .95rem; }
.footer a:hover { color: #fff; }
.social { display: flex; gap: 10px; margin-top: 6px; }
.footer .social a { width: 40px; height: 40px; margin: 0; display: grid; place-items: center; border-radius: 50%; background: rgba(255, 255, 255, .1); color: #fff; transition: background .3s, transform .3s var(--ease); }
.footer .social a:hover { background: var(--blue); transform: translateY(-3px); }
.social svg { width: 20px; height: 20px; }
.footer__legal { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; padding-top: 24px; font-size: .8rem; }
.footer__legal p { margin: 0; max-width: 620px; }
.footer__legal a { display: inline; }

.wa-float { position: fixed; right: 20px; bottom: 20px; z-index: 80; width: 60px; height: 60px; border-radius: 50%; background: var(--wa); color: #fff; display: grid; place-items: center; box-shadow: 0 14px 30px -8px rgba(31, 168, 85, .7); transition: transform .3s var(--ease); }
.wa-float svg { width: 32px; height: 32px; fill: currentColor; stroke: none; }
.wa-float::before { content: ""; position: absolute; inset: 0; border-radius: 50%; background: var(--wa); animation: ping 2.4s ease-out infinite; z-index: -1; }
.wa-float:hover { transform: scale(1.1) rotate(-6deg); }
@keyframes ping { 0% { transform: scale(1); opacity: .6; } 100% { transform: scale(1.7); opacity: 0; } }

/* ============ Página legal ============ */
.legal { padding: 130px 0 80px; }
.legal .container { max-width: 800px; }
.legal h1 { font-size: clamp(2rem, 5vw, 3rem); margin-bottom: 8px; }
.legal h2 { font-size: 1.4rem; margin: 34px 0 10px; }
.legal p, .legal li { color: #3a465c; }
.legal .muted { color: var(--muted); font-size: .9rem; }

/* ============ Responsive ============ */
@media (max-width: 980px) {
  .hero__grid { grid-template-columns: 1fr; text-align: left; }
  .hero__visual { order: -1; margin-bottom: 10px; }
  .orbit { --size: min(340px, 82vw); }
  .chip__in { font-size: .78rem; padding: 6px 12px 6px 7px; }
  .chip__in svg { width: 24px; height: 24px; padding: 5px; }
  .hero { padding-top: 104px; }
  .cards { grid-template-columns: 1fr 1fr; }
  .about__grid, .quote__grid { grid-template-columns: 1fr; }
  .about__media { max-width: 420px; }
  .steps { grid-template-columns: 1fr 1fr; row-gap: 40px; }
  .steps__line { display: none; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
  .footer__grid > :first-child { grid-column: 1 / -1; }
}
@media (max-width: 820px) {
  .burger { display: block; }
  .nav { position: fixed; inset: 76px 0 auto 0; flex-direction: column; align-items: stretch; gap: 0; background: #fff; padding: 12px 20px 24px; box-shadow: 0 24px 40px -20px rgba(23, 51, 107, .4); transform: translateY(-12px); opacity: 0; pointer-events: none; transition: transform .35s var(--ease), opacity .3s; border-top: 1px solid var(--line); }
  .nav.open { transform: none; opacity: 1; pointer-events: auto; }
  .nav a:not(.btn) { padding: 16px 4px; border-bottom: 1px solid var(--line); font-size: 1.05rem; }
  .nav .btn { margin-top: 16px; padding: 14px; }
  .header:has(.nav.open) { background: #fff; }
  .brand__txt small { display: none; }
}
@media (max-width: 620px) {
  body { font-size: 16px; }
  .cards, .steps, .grid2 { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr; }
  .stats > div { display: flex; align-items: center; gap: 16px; }
  .stats b { margin: 0; min-width: 96px; }
  .hero__cta .btn { width: 100%; }
  .about__badge { right: 0; }
  .footer__grid { grid-template-columns: 1fr; }
  .wa-float { width: 54px; height: 54px; right: 14px; bottom: 14px; }
}

/* ============ Páginas de cada seguro ============ */
.field--full { grid-column: 1 / -1; }
.phero { --c: var(--blue); position: relative; padding: 132px 0 56px; overflow: hidden; }
.phero__bg { position: absolute; inset: 0; z-index: -1; background: linear-gradient(180deg, color-mix(in srgb, var(--c) 11%, #fff) 0%, #fff 100%); }
.phero__bg::after { content: ""; position: absolute; inset: 0; background: var(--stripes); -webkit-mask-image: radial-gradient(60% 90% at 90% 20%, #000, transparent 70%); mask-image: radial-gradient(60% 90% at 90% 20%, #000, transparent 70%); }
.phero__in { display: grid; grid-template-columns: 1fr auto; gap: 48px; align-items: center; }
.phero h1 { font-size: clamp(2.1rem, 4.8vw, 3.5rem); font-weight: 600; margin-bottom: 18px; max-width: 18ch; }
.phero__lead { font-size: clamp(1.02rem, 1.5vw, 1.18rem); color: var(--muted); max-width: 640px; margin-bottom: 26px; }
.phero__cta { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 18px; }
.phero__meta { font-size: .8rem; color: var(--muted); margin: 0; }
.phero__icon { width: clamp(150px, 20vw, 230px); aspect-ratio: 1; border-radius: 50%; display: grid; place-items: center; background: color-mix(in srgb, var(--c) 16%, #fff); color: color-mix(in srgb, var(--c) 80%, #000); box-shadow: inset 0 0 0 12px color-mix(in srgb, var(--c) 10%, #fff), var(--shadow); animation: float 7s ease-in-out infinite; }
.phero__icon svg { width: 46%; height: 46%; stroke-width: 1.5; }
.crumbs { display: flex; align-items: center; gap: 8px; font-size: .84rem; color: var(--muted); margin-bottom: 18px; }
.crumbs a { text-decoration: none; font-weight: 700; color: var(--navy); }
.crumbs a:hover { text-decoration: underline; }

.pgrid { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: clamp(32px, 5vw, 64px); padding-block: 56px 72px; align-items: start; }
.pbody { --c: var(--blue); max-width: 780px; }
.psec { margin-bottom: 56px; }
.psec h2 { font-size: clamp(1.5rem, 2.8vw, 2.1rem); margin-bottom: 14px; }
.psec > p { color: #3a465c; }
.pitems { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 20px; }
.pitems > div { background: #fff; border: 1px solid var(--line); border-left: 4px solid var(--c); border-radius: 16px; padding: 18px 20px; transition: box-shadow .3s var(--ease), transform .3s var(--ease); }
.pitems > div:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.pitems h3 { font: 700 1rem var(--sans); color: var(--navy); margin-bottom: 6px; }
.pitems p { margin: 0; font-size: .92rem; color: var(--muted); }
.plist { list-style: none; padding: 0; margin: 16px 0 0; display: grid; gap: 12px; }
.plist li { position: relative; padding-left: 30px; color: #3a465c; }
.plist li::before { content: ""; position: absolute; left: 4px; top: .45em; width: 11px; height: 6px; border-left: 2.5px solid var(--c); border-bottom: 2.5px solid var(--c); transform: rotate(-45deg); }
.pmist { list-style: none; counter-reset: m; margin: 18px 0 0; padding: 0; display: grid; gap: 12px; }
.pmist li { counter-increment: m; position: relative; background: var(--soft); border-radius: 16px; padding: 18px 20px 18px 64px; }
.pmist li::before { content: counter(m); position: absolute; left: 18px; top: 18px; width: 32px; height: 32px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font: 700 .95rem var(--serif); }
.pmist h3 { font: 700 1rem var(--sans); color: var(--navy); margin-bottom: 4px; }
.pmist p { margin: 0; font-size: .93rem; color: var(--muted); }
.pfaq { max-width: none; margin-top: 16px; }

.pside { position: sticky; top: 100px; }
.pside__card { --c: var(--blue); background: #fff; border: 1px solid var(--line); border-top: 5px solid var(--c); border-radius: 22px; padding: 26px; box-shadow: var(--shadow); display: grid; gap: 12px; }
.pside__i { width: 52px; height: 52px; border-radius: 16px; display: grid; place-items: center; background: color-mix(in srgb, var(--c) 16%, #fff); color: color-mix(in srgb, var(--c) 80%, #000); }
.pside__i svg { width: 28px; height: 28px; }
.pside__card h2 { font-size: 1.35rem; }
.pside__card p { color: var(--muted); font-size: .94rem; margin: 0; }

.prelated h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); margin-bottom: 26px; }
.prelated__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.prel { --c: var(--blue); display: flex; gap: 16px; align-items: center; background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 18px 20px; text-decoration: none; transition: box-shadow .3s var(--ease), transform .3s var(--ease), border-color .3s; }
.prel:hover { box-shadow: var(--shadow); transform: translateY(-4px); border-color: color-mix(in srgb, var(--c) 45%, var(--line)); }
.prel__i { flex: none; width: 48px; height: 48px; border-radius: 14px; display: grid; place-items: center; background: color-mix(in srgb, var(--c) 16%, #fff); color: color-mix(in srgb, var(--c) 80%, #000); transition: background .3s, color .3s; }
.prel:hover .prel__i { background: var(--c); color: #fff; }
.prel__i svg { width: 26px; height: 26px; }
.prel b { display: block; color: var(--navy); font-size: 1rem; }
.prel small { display: block; color: var(--muted); font-size: .84rem; line-height: 1.4; margin-top: 2px; }
.card__detail { align-self: flex-start; margin-top: 4px; font-size: .86rem; font-weight: 700; color: var(--blue-2); text-decoration: none; border-bottom: 1.5px solid transparent; }
.card__detail:hover { border-bottom-color: currentColor; }

@media (max-width: 980px) {
  .phero__in { grid-template-columns: 1fr; }
  .phero__icon { display: none; }
  .phero { padding-top: 108px; }
  .pgrid { grid-template-columns: minmax(0, 1fr); }
  .pside { position: static; }
  .prelated__grid { grid-template-columns: 1fr; }
}
@media (max-width: 620px) {
  .pitems { grid-template-columns: 1fr; }
  .phero__cta .btn { width: 100%; }
}

/* ============ Fotos y bloques livianos ============ */
.phero__photo { margin: 0; position: relative; width: min(460px, 38vw); aspect-ratio: 4 / 3; border-radius: 26px 26px 26px 110px; overflow: hidden; box-shadow: var(--shadow); background: color-mix(in srgb, var(--c) 14%, #fff); animation: float 8s ease-in-out infinite; }
.phero__photo::after { content: ""; position: absolute; inset: 0; border-radius: inherit; box-shadow: inset 0 0 0 1px rgba(23, 51, 107, .08); pointer-events: none; }
.phero__photo img { width: 100%; height: 100%; object-fit: cover; }
.pmid { margin: 0 0 56px; border-radius: 24px; overflow: hidden; aspect-ratio: 21 / 9; background: var(--soft); box-shadow: var(--shadow); }
.pmid img { width: 100%; height: 100%; object-fit: cover; transform: scale(1.06); transition: transform 1.6s var(--ease); }
.pmid.in img { transform: scale(1); }

.pduo { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 16px; margin-bottom: 56px; }
.pcard { background: var(--soft); border-radius: 22px; padding: 26px 24px; }
.pcard h2 { font-size: 1.3rem; margin-bottom: 10px; }
.pcard > p { color: var(--muted); font-size: .93rem; }
.pcard .plist { gap: 10px; font-size: .94rem; }

.pacc { display: grid; gap: 10px; margin-top: 16px; }
.pacc details { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 0 18px; transition: box-shadow .3s, border-color .3s; }
.pacc details[open] { box-shadow: var(--shadow); border-color: color-mix(in srgb, var(--c) 45%, var(--line)); }
.pacc summary { list-style: none; cursor: pointer; display: flex; align-items: center; gap: 14px; padding: 16px 0; font: 700 .98rem var(--sans); color: var(--navy); }
.pacc summary::-webkit-details-marker { display: none; }
.pacc summary::after { content: "+"; margin-left: auto; flex: none; width: 28px; height: 28px; display: grid; place-items: center; border-radius: 50%; background: var(--sky); font: 400 1.3rem var(--sans); transition: transform .3s var(--ease), background .3s, color .3s; }
.pacc details[open] summary::after { transform: rotate(45deg); background: var(--c); color: #fff; }
.pacc__n { flex: none; width: 30px; height: 30px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font: 700 .9rem var(--serif); }
.pacc details p { margin: 0; padding: 0 0 18px 44px; color: var(--muted); font-size: .94rem; animation: in .4s var(--ease) both; }

/* Bandas de imagen entre secciones de la portada */
.band { position: relative; margin: 0; height: clamp(220px, 34vw, 430px); overflow: hidden; background: var(--sky); }
.band img { width: 100%; height: 100%; object-fit: cover; transform: scale(1.1); transition: transform 2s var(--ease); }
.band.in img { transform: scale(1); }
.band::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(15, 36, 82, .6), rgba(15, 36, 82, 0) 65%); pointer-events: none; }
.band figcaption { position: absolute; z-index: 2; left: max(20px, calc((100% - 1180px) / 2)); bottom: clamp(20px, 4vw, 52px); color: #fff; font: 600 clamp(1.5rem, 3.4vw, 2.7rem)/1.12 var(--serif); max-width: 15ch; text-shadow: 0 2px 18px rgba(0, 0, 0, .25); }

@media (max-width: 980px) {
  .phero__photo { width: 100%; max-height: 340px; aspect-ratio: 16 / 10; border-radius: 22px 22px 22px 70px; animation: none; }
}
@media (max-width: 620px) {
  .pduo { grid-template-columns: 1fr; }
  .pmid { aspect-ratio: 16 / 10; }
  .pacc details p { padding-left: 0; }
}

/* Sin animaciones si el usuario lo prefiere */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; }
  .js [data-reveal] { opacity: 1; transform: none; }
}